Winter is often used in literature as a metaphor for difficult times and right now feels like just one of those times. The recent declines in stock prices are unsettling and lead to worry about the future.
The longer I watch the world turn, the more interesting things get, and more clarity I have about how I should be involved.
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When is the right time for a parent to begin the conversation about their finances with their children? Or for a child to start this conversation with their parent?
We have an almost incomprehensible amount of information at our fingertips. Making use of that information is another thing entirely. In personal finance, like many other aspects of life, asking the right question is the essential element in decision making.
Faith and hope can take many forms. Belief in “big data” makes it easy to think that if you have enough hard data, the truth will emerge. We see this regularly when people expect there to be a simple, technical answer to how much money they need to retire.